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'Cashless Service' is available for hospitals within our network. By simply showing your MSH INTERNATIONAL card at hospital within our network or by calling us before receiving medical treatment; you do not have to pay upfront for your eligible medical expenses and we take care of your claims. 'Cashless service' service' may be applicable for in-patient only, out-patient only or both in- & out-patient; depending on the hospital.

IP = In-Patient Direct Billing Network. Direct billing for in-patient medical treatments only - insured member can receive in-patient medical services without having to pay upfront or make claims afterwards. Only applicable to a member who is admitted to a network hospital or clinic for treatment that requires at least one overnight stay in the course of treatment, or observation (including Day Care Treatment).

OP = Out-Patient Direct Billing Network. Direct billing for out-patient medical treatments only - insured member can receive out-patient medical services without having to pay upfront or make claims afterwards. Applicable for a member who is admitted to a network hospital or clinic for treatment that does not require an overnight stay.

IP & OP = In- & Out-Patient Direct Billing Network. Direct billing for all medical treatments - insured member can receive all medical services without having to pay upfront or make claims afterwards.

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