Home Business SolutionsASIA CARE : SMEsAsia Care Vital Highlights

default cms image

Asia Care VITAL

Highlights

ESSENTIAL PROTECTION FROM THE HIGHEST RISKS

If you are looking to cover the highest medical risks that require hospitalization, Vital is the perfect expat insurance plan for you. Apart from the comprehensive in-patient benefits, we also provide you with full coverage for cancer as well as maternity & childbirth benefits.

Annual Limit per Year and per Person: $ 1,000,000

Asia Care VITAL

Benefits

  Expand all
Annual Limit per Year & per Person $1,000,000
In-patient Benefits (Hospital Services)more Yes
Staying in hospital overnight or as a day case Private room $280 per day
Parent accomodation with an insured child under 18 $40 per day max 30 days
Day care treatment or Out-patient surgery Information Paid in full
Nursing care Paid in full
Operating room, medicine & surgical dressing Paid in full
Prescription drugs and materials Paid in full
MRI, PET & CT-PET scans Paid in full
Intensive care, intensive therapy, coronary care, dependency unit Paid in full
Surgical fees including anesthesia Paid in full
Reconstructive surgery following accident/eligible medical condition Paid in full
Specialist's consulations fees Paid in full
Diagnostic test - Pathology Xrays Paid in full
Organ and bone marrow transplant services Paid in full
Cancer treatment Paid in full
Hospice and palliative care Not covered
Psychiatric treatment (10 months waiting period) Paid in full for 20 days
Prosthetic implants & appliances Paid in full
Rehabilitation Paid in full for 30 days per medical condition
Nursing at home or in a convalescent home $1,000
Emergency dental treatment following an accident Paid in full
Local road ambulance service Paid in full
Hospitalization cash benefit $125
Treatment for HIV and Aids more Yes
Both in and out-patient. For inpatient: insureds must have 2 years continuous cover. Maximum coverage: 5 years. (24 months waiting period) $15,000
Treatment for Congenital Anomalies more Yes
Treatment for congenital anomalies which manifests itself after the day of entry Up to $75,000
Maternity and Childbirth Care more Yes
Normal pregnancy and delivery costs (10 months waiting period)
Complications of pregnancy and childbirth (10 months waiting period) Up to $2,000
Newborn care (10 months waiting period)
Out-patient Benefits more No
Pre-operative consultation & diagnostic procedure within 15 days from the admission & post hospitalization Information Up to $2,000 per year
General practitioner fees & drugs Not covered
Specialist fees Not covered
Out patient surgical procedure Not covered
Lab tests, Xrays, diagnostic & pathology tests Not covered
Vaccinations Not covered
Prescribed medecine Not covered
Chiropractic, osteopathy, homeopathy, acupuncture treatment, traditional Chinese medecine by a recognised practitioner, Not covered
Prescribed physiotherapy, complementary therapies Not covered
Prescribed medical aids (hearing aids & orthopaedic appliances) Not covered
Routine health check up including screening for early detection (Full health screen, Mammogram, Papanicolaou (PAP) test, Prostate Cancer Screen) Not covered
Dental Treatment more No
Routine dental treatment (check up, basic treatments) Not covered
Major restorative dental treatment including orthodontic, prostheses brigdes, implants after 9 months of policy purchase (2 years for orthodontic and aged less 18 years for orthodontic) Not covered
Vision Care more No
Including glasses, frames, contact lenses, laser treatment (9 months waiting period) Not covered
Psychiatric Treatment more No
Lifetime limit for all psychiatric care after 18 months of policy purchase Not covered
Ancillary Charges No
Chronic Conditions & Pre-existing Conditions COVERED
upon medical acceptance
Lifetime Renewal Yes
Emergency Medical Evacuation Yes

Paid in full Paid in full Covered Covered Not Covered Not covered

Compare Plans